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Additional Services Comprehensive Healthcare Finance

Payroll & HR Compliance

End-to-end payroll processing for clinical staff — doctors, nurses, paramedics, administrative staff. EPF, ESIC, professional tax registration and monthly remittance. Minimum wages compliance. Gratuity provisioning. POSH committee documentation for 10+ employee establishments.

Monthly payroll preparation and disbursement advisory
EPF and ESIC registration and monthly challan
Professional tax state-wise compliance
Gratuity actuarial calculation and provisioning
Form 16 generation for all employees
POSH Internal Complaints Committee constitution and training

NRI Doctor Services

Returning NRI doctors face complex FEMA, DTAA, and repatriation issues. We advise on overseas income disclosure, NRE/NRO account structuring, investment in Indian clinics under FEMA, and Liberalised Remittance Scheme.

DTAA benefits India-USA, India-UK, India-Gulf applicable treaties
Overseas income disclosure in ITR (Schedule FA)
FEMA compliance for investment in Indian healthcare entities
NRE/NRO account selection and repatriation planning
Conversion from NRI to Resident Indian — tax implications

Virtual CFO for Hospitals

For mid-sized hospitals that need CFO-level oversight without full-time cost. Monthly MIS reports, board presentations, banker relationships, cost reduction initiatives, and strategic financial planning delivered remotely.

Monthly P&L, cash flow, and balance sheet reports
Cost Centre analysis — OPD, IPD, OT, pharmacy profitability
Banker relationship management and loan covenant compliance
Board-level financial presentations
KPI dashboards tailored to healthcare operations

Insurance & TPA Empanelment Finance

TPA receivable management, CGHS/PMJAY reconciliation, billing dispute resolution, and monthly empanelment revenue reporting. One of the most underserved and high-value financial services for hospitals.

CGHS billing compliance and claim reconciliation
Ayushman Bharat / PMJAY monthly claim tracking
TPA-wise outstanding receivable aging reports
Corporate empanelment rate negotiation support
Insurance billing dispute documentation

Telemedicine & HealthTech Compliance

GST, income tax, and regulatory compliance for telemedicine platforms, health-tech startups, and doctor aggregator apps. Includes DPDP Act (data privacy) advisory and ABDM (Ayushman Bharat Digital Mission) integration compliance.

GST on telemedicine subscription and consultation fees
DPDP Act compliance for health data handling
ABDM — Health ID, ABHA integration documentation
Startup India / DPIIT registration for health tech companies
Section 80-IAC tax holiday for eligible healthcare startups

Succession & Estate Planning for Doctors

Will drafting coordination, family settlement for clinic assets, gift deed structuring for practice transfer to children, trust creation for medical legacy, and valuation of goodwill in medical practices.

Practice valuation (goodwill, equipment, patient database)
Will and testamentary trust drafting (with legal coordination)
Gift deed structuring for tax-efficient succession
Family settlement for multi-partner clinic dissolution
HUF creation for tax-efficient wealth structuring

Project Finance & Hospital Infrastructure Advisory

Detailed project reports for greenfield hospital setup. Liaisoning with healthcare-specialised bank verticals. Viability gap funding (VGF) applications under PPP schemes for healthcare infrastructure.

Detailed project report (DPR) preparation for bank financing
DSCR modelling and debt serviceability analysis
Healthcare-specific NPA-free lender identification
Corporate empanelment rate negotiation support
Government scheme advisory (PMJAY empanelment, HWC, PPP)

Accounting & Bookkeeping for Clinics

Dedicated cloud-based accounting for clinics and hospitals on Tally, Zoho Books, or Marg ERP. Monthly P&L, cash flow, and balance sheet. Accounts payable and receivable management integrated with GST filing.

Drug License & Pharmacy Compliance

Annual drug license renewal (Form-D returns), inspector-ready documentation for pharmacy inspections, narcotic drug register compliance (NDPS Act), and cold chain medication storage compliance for pharmacies and dispensaries.

Summary of Additional Service Heads Recommended

# Service Head Priority Why It Matters for Healthcare
7 Payroll & HR Compliance High Every establishment with staff needs this
8 NRI Doctor Services High Large and growing segment; complex regulations
9 Virtual CFO High High-value service; fills gap in mid-size hospitals
10 TPA / Empanelment Finance High Massive pain point; strong differentiation
11 HealthTech Compliance Medium Growing sector; early mover advantage
12 Succession & Estate Planning Medium Senior doctors; often ignored until too late
13 Project Finance Advisory Medium High ticket; builds long-term relationships
14 Bookkeeping & Accounting High Entry-level but sticky; cross-sell gateway
15 Drug License & Pharmacy Medium Complements pharmacy client base
16 MSME / Udyam Registration Medium Quick win; unlocks priority lending for clinics
17 Due Diligence Support Low-Medium For acquisitions, PE investments in hospitals
18 Valuation Services Medium Practice sale, equity rounds, partner exits
Our Compliance Promise

We proactively track every deadline for every client. You receive advance reminders 2 weeks before each due date with a checklist of documents needed. Zero penalties. Zero last-minute scrambles.

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