Personal Cyber Insurance Protect Your Digital Life in India
In today's digital world, our lives finances, identity, and reputation are increasingly online. Every online transaction, social media post, and email is a potential risk. Protect yourself and your family with Personal Cyber Insurance, your essential financial shield against evolving online threats.
Why is Personal Cyber Insurance Essential in India Today?
The pace of digital adoption in India is rapid, and unfortunately, so is the rise of cybercrime. Your home is protected with property insurance; your health with health insurance. Your digital life deserves the same level of security.
Financial Fraud
Identity Theft
Online Harassment
Data Loss
Comprehensive Coverage What Our Plans Offer You
Our Personal Cyber Insurance plans, sourced from India’s leading insurers, provide extensive coverage to address both the financial and emotional fallout of a cyber-incident.
Financial Protection
First-Party Costs- Theft of Funds: Reimbursement for financial losses due to unauthorized digital transactions, including through:
- Online banking and credit/debit card fraud
- Digital wallets (UPI, etc.) fraud
- Phishing, spoofing, and email fraud
- Data Restoration Costs: Expenses incurred for hiring IT specialists to recover lost or corrupted data and decontaminate your devices from malware.
- Cyber Extortion/Ransom ware: Coverage for ransom payments (where legally permissible) and the cost of engaging consultants to resolve the extortion attempt.
- Online Shopping Fraud: Financial loss incurred due to online shopping on fraudulent websites where the product is paid for but not received.
- Identity Theft Expenses: Covers the cost of restoring your identity, credit monitoring services, and lost wages due to time spent resolving the issue.
Legal & Liability Protection
Third-Party Costs- Cyber Bullying & Stalking: Legal costs, psychological consultation fees, and the expense of hiring an expert to remove defamatory or objectionable content posted against you or your family.
- Social Media & Media Liability: Legal costs to defend you against claims by a third party for alleged:
- Defamation
- Copyright or privacy breach from your personal online activity.
- Network Security Liability: Covers your legal defence cost if a malware originating from your infected device is accidentally transmitted to a third party's device on the same network.
Expert Assistance & Peace of Mind
- 24/7 Incident Response: Access to a dedicated team of cyber security experts, legal advisors, and forensic investigators for immediate response and guidance following a cyber-attack.
- Family Floater Option: The ability to extend comprehensive coverage to your entire family, including your spouse and dependent children, under a single policy.
Get the Right Protection with Norisk
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