Peace of Mind is Professionalism
Don't let a "rainy day" shut your doors. Get the umbrella that covers it all.
Why Choose Office Umbrella Insurance?
Running a hospital, diagnostic centre or a clinical setup involves diverse risks, from fire and theft to legal liabilities and employee safety. Instead of managing multiple individual policies, Package Policy simplifies your coverage into a single, robust shield.
Comprehensive Coverage
Protects your building, contents, and legal interests.
Simplified Management
One policy, one premium, one renewal date.
Customizable
Tailor the sections to fit the specific needs of your business.
Key Coverage Sections
The policy is divided into several sections. While Fire and Allied Perils is usually the foundation, you can choose from various add-ons
Fire & Perils
Protects your building and office assets against fire, lightning, storms, and floods.
Burglary
Covers loss or damage to office property due to housebreaking or theft.
Electronic Equipment
Specialized protection for computers, servers, and high-end tech against breakdown or damage.
Money Insurance:
Covers cash in transit (between office and bank) and money kept in a locked safe.
Public Liability
Protects you against legal claims if a third party is injured on your premises.
Fidelity Guarantee
Safeguards your business against financial loss caused by employee fraud or dishonesty.
Fixed Glass & Sanitary Fittings
Covers accidental breakage of plate glass and expensive fittings.
Business Interruption
Covers for the financial loss incurred while during the period of interruption.
What Is Not Covered? (Exclusions)
To keep our partnership transparent, here are some common exclusions
Wilful Negligence
Losses caused by intentional acts or gross negligence.
War & Nuclear Risks
Damages resulting from war, invasion, or nuclear radiation.
Wear and Tear
Natural depreciation or gradual deterioration of equipment.
Consequential Loss
Loss of profit or market value not directly resulting from the physical damage.
How to Get Started
Protecting your professional future is straightforward. Follow these three steps
Don't wait until an accident happens to find out you have the wrong coverage.
Let Norisk give you the peace of mind that comes with a perfectly tailored policy.
Get Your Free Quote
It only takes a few minutes to secure your coverage.