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Group Health Insurance:
The Foundation of a Thriving Workplace

Your employees are your greatest asset. In India’s competitive talent market, a robust Group Health Insurance (GHI) plan is no longer just a "perk" it is a strategic investment in your company’s growth, culture, and stability.

At Norisk, we specialize in designing tailor-made employee wellness solutions that balance comprehensive care with corporate budget goals.

Why Your Business Needs Group Health Insurance?

Beyond fulfilling social responsibility, GHI offers tangible business advantages in the Indian corporate landscape

Attract & Retain Top Talent

A strong health insurance plan enhances your employee value proposition and improves retention.

Tax Benefits

Premiums paid by the employer are 100% tax-deductible as a business expense under the Income Tax Act.

Boost Productivity

A healthy workforce is a productive one. Reduce absenteeism by providing easy access to quality healthcare.

Instant Coverage

Unlike individual plans, GHI typically covers pre-existing diseases from Day 1, making it highly valued by employees.

The Norisk Advantage

Independent & Unbiased Advice

We are not tied to a single insurer. Our goal is to secure the best coverage at competitive premiums.

Customized Plan Design

We analyse your employee demographics and claims history to design cost-effective coverage.

End-to-End Support

From policy issuance to claims assistance and renewals, we manage the entire process.

Claims Assistance

Dedicated support team to help employees with cashless approvals and reimbursement claims.

Annual Review & Negotiation

We negotiate with insurers during renewal to optimize premiums and benefits.

Key Features of Our GHI Solutions

We partner with India’s leading public and private insurers to provide features that truly matter

1Pre-Existing Disease Cover: No waiting periods. Coverage starts from the moment the policy is active.
2Maternity & New-born Cover: Comprehensive coverage for delivery (normal/C-section) and instant cover for the baby.
3OPD & Tele-consultations: Coverage for doctor visits, pharmacy bills, and 24/7 online consultations.
4Mental Health Support: Modern plans that include psychiatric care and wellness counselling.
5Corporate Buffer: An additional pool of funds for employees who exhaust their sum insured during critical illnesses.
6AYUSH Coverage: Reimbursement for alternative treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy.

Frequently Asked Questions (GHI India)

Find quick answers to common questions about your coverage and benefits.

Most insurers in India offer group platforms for as few as 7 to 10 employees.

Yes, we can design "Family Floater" plans that include the employee, spouse, children, and dependent parents.

Generally, no. One of the biggest advantages of GHI is that it usually requires no pre-policy medical check-ups, regardless of age.

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